WE CAN WORK WITH YOUR LENDER OR WE CAN REFER YOU TO...OUR PREFERRED MORTGAGE LENDING PARTNER.
We don’t leave you unattended! Part of the home buying process is understanding mortgage loans and preparing the path for your approval. It is important to be organized and to collect all of the required, supporting documents, understanding your credit score, and identifying the appropriate loan for your needs. Staying on top of the process is essential, and working in a trilateral partnership among Agent-Customer-Lender can help you navigate this process effectively so that it is as easy as possible for you.
Whether you are a conventional or un-conventional loan candidate, a first-time buyer, or are perhaps credit-challenged, or need help as an ITIN / Matricula “Buyer”, or require help for the purchase of a second/vacation home or rental property… we will direct you to accessible options so that you are ready to purchase your home.
BUYING A HOME DOES NOT HAVE TO BE AN INTIMIDATING OR SCARY PROCESS
We work with Platinum Home Mortgage Corporation that has an incredible array of options and loan programs to suit your particular conditions and individual situation. We also work with any and all lenders that you can select on your own and bring to the table.
Find out more information about getting Pre-Qualified below and about potential Down Payment Assistance Programs.
Let’s Take the First Step! Get Pre-Qualified Now!
Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most and it is free!
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
Down Payment Assistance Illinois
Discover How You Can Get Down Payment Assistance in Illinois when buying your first home. New home buyers may get up to $7,500.00 towards the down payment of their new home purchases with attractive rates. These programs are available for a limited time only and restrictions may apply.
Buying a house is a big investment, don’t make a $7,500.00 mistake when buying your first home!
Call Us Now at (630) 833-4422 For A Free Consultation
We will let you know upfront which programs you qualify for so we don’t waste any of your time.